Welcome to
CredOnTime
Access your account and continue your financial journey.
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Quick & Secure
OTP-based secure login in seconds
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RBI Compliant
Regulated lending via Chand Capital Services Ltd
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Instant Disbursal
Money in your account within minutes
Secure Verification
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Secure Login
Your login is protected by bank-grade encryption and multi-factor authentication.
Eligibility & Documents Required for Short Term Loans
Eligibility
- Age Limit: 21 – 60 years
- Citizenship: Only Indian citizens are eligible to apply for the loan.
- Income: The borrower must have a minimum monthly income of ₹20,000 with a steady bank statement for at least the last 3 months.
Documents
- Identity Proof: Aadhaar Card, PAN Card
- Address Proof: Aadhaar Card, Utility Bill & Rent Agreement
- Income Proof: Last 3 months' salary statements